🚗 What is Compulsory Third Party Liability Insurance? Compulsory Third Party Liability Insurance is a legal requirement for all vehicle owners and drivers within the Turkish Republic of Northern Cyprus (TRNC). This insurance provides financial protection by covering damages and injuries caused to third parties in the event of an accident where you are at fault. It covers: Damage to other vehicles Injuries or death to other individuals Damage to public or private property ❗ It is important to note that this insurance does not cover any damages to your own vehicle or yourself. It solely protects third parties affected by your vehicle. 📋 Key Policy Information ✔ What’s Covered: Up to 800,000 TL for third-party property damage Up to 8,000,000 TL for third-party injury or death ✔ Who Can Apply: Drivers aged 18 to 75 Private and commercial vehicles ✔ Included Benefits: 24/7 roadside assistance (free towing included) Fast claims handling Bilingual customer support (Turkish & English) 🚫 What’s Not Covered? Damage to your own vehicle Off-road incidents or non-public areas Accidents involving alcohol, drugs, or unlicensed drivers Moral compensation or emotional damage claims Loading/unloading accidents Damage from unauthorised trailers Stolen or hijacked vehicles Damage exceeding policy limits ⚖️ Common Law Principles & Legal Responsibility in the TRNC Although not an EU member, North Cyprus follows a legal system based on British Common Law. This means: Personal injury and liability claims can result in substantial compensation awards Courts may grant damages for bodily injuries, pain and suffering, emotional distress, and even loss of future earnings If found liable, you could be held personally responsible for millions of Turkish Lira in damages Being uninsured in such a case could expose you to legal prosecution and financial ruin. 🚨 Serious Consequences of Driving Without Valid Insurance Failing to carry a valid Third Party Liability Insurance policy is not just a traffic offence—it’s a serious legal violation in TRNC. If you are involved in an accident without valid insurance: You may be held personally liable for medical bills, lost income, and long-term disability compensation Victims can sue you directly under common law for bodily injury, including pain and suffering Your vehicle may be impounded immediately You may face court proceedings, fines, or even criminal charges 📱 Police Can Instantly Check Your Policy TRNC traffic police now use a centralised digital insurance system to check your vehicle’s coverage in real-time during roadside stops. No need to carry printed documents Instant verification through licence plate checks Driving uninsured can result in immediate fines and impoundment 📅 Legal Update – Effective 1 September 2025 In accordance with new regulations, as of 1 September 2025, all Compulsory Third Party Liability Insurance policies in TRNC must be paid by credit card only. 💳 Cash, bank transfers, or cheques will no longer be accepted. Ensure your payment method is ready before renewal. 📍 Our Branches Across North Cyprus Lefkoşa (Nicosia) – Head Office Girne (Kyrenia) Mağusa (Famagusta) Güzelyurt Esentepe 🛡 Why Choose Can Sigorta? ✅ Over 65 years of trusted insurance service in North Cyprus ✅ Fully licensed under TRNC financial and insurance regulations ✅ Expertise in Common Law-based liability cases ✅ Transparent, fair claims handling ✅ Multilingual team with local insight ✅ Competitive pricing and digital convenience 📞 Contact Us Today For quotations, renewals, or personalised advice: 📞 +90 392 444 0 777 📱 +90 542 880 7007 📧 info@cansigorta.com