How Much is Full Comprehensive Car Insurance in North Cyprus? Around €300–€500 in 2025

 

Trusted Insurance Solutions in North Cyprus Since 1958

Quick Answer for Busy Readers

At Can Sigorta, the average annual cost of a full comprehensive car insurance policy in North Cyprus in 2025 is between €300 and €500 (around £255–£425).
Note: Earthquake cover is not standard and can be added for an additional premium.
Important: Vehicles with foreign registration are not recognised for standard rates and attract an additional premium.
High-value vehicles can have premiums of up to £3,000 per year.

What is Full Comprehensive Cover in North Cyprus?

Our full comprehensive car insurance offers the highest level of vehicle protection available under TRNC insurance law. It includes:

  • Mandatory third-party liability cover (required by law)

  • Fire and theft protection

  • Accidental damage to your own vehicle

  • Windscreen cover and roadside assistance

  • Optional personal accident cover

  • Earthquake cover (available as an add-on)

Other Factors That Can Influence Your Premium

When calculating your premium, we consider:

  • Vehicle value and age – High-value or newer vehicles have higher premiums.

  • Driver age & experience – Younger or less experienced drivers may pay more.

  • Accident history – Previous claims can increase your rate.

  • No-claims history – Claim-free years help reduce costs.

  • Foreign vehicle registration – Cars with foreign plates require an additional premium.

  • Optional extras – Earthquake cover, rental car cover, or extended territorial cover can add to your premium.

How to Save on Your Car Insurance with Can Sigorta

  • Keep a clean driving record — no claims = lower premiums.

  • Pay annually instead of monthly to save up to 10%.

  • Maintain your no-claims bonus — we can often honour it from abroad.

  • Switch to TRNC registration to avoid the additional premium for foreign plates.

  • Select extras wisely — consider earthquake cover based on your risk comfort level.

Why Drivers Choose Can Sigorta

  • We are a North Cyprus-based insurance company, not a broker.

  • All policies are underwritten and serviced in-house by our own team.

  • Fast, friendly local claims support.

  • Flexible coverage for both residents and expats.

Final Word

In 2025, most drivers in North Cyprus will pay €300–€500/year for full comprehensive cover. Accident history, foreign registration, optional extras, and vehicle value can significantly increase your premium — in some cases, up to £3,000.

Get a personalised quote today from Can Sigorta and insure your car with a trusted local provider.

Contact Our Expat Insurance Team

For expat car insurance enquiries, speak directly with one of our specialists:

Emete Sayinel — Expat Insurance Manager – Head Office
📧 yangin@cansigorta.com | 📞 +90 392 444 0777 Ext. 9

Tiffany Roberts — Expat Insurance Advisor – Kyrenia Branch
📧 tiffany.roberts@cansigorta.com | 📞 +90 533 815 5482

Stuart Lowe — Senior Expat Insurance Advisor – Esentepe Branch
📧 cyprus-stu@hotmail.com | 📞 +90 533 866 5237

Tara Lowe — Senior Expat Insurance Advisor
📧 cyprus.tara@outlook.com | 📞 +90 533 842 8997