Home Insurance with Home Visit Inspection CAN Sigorta North Cyprus

Insurance is often written at a desk.
But risk never lives at a desk.

For villas, detached houses and high-value homes, the difference between a good policy and a disappointing one usually comes down to one step:
the home visit.

At CAN Sigorta, home visits are not a luxury add-on. They are a method. Because some risks only speak when you stand at the front door.

What Is a Home Visit in Insurance?

A home visit is a physical inspection of the property before issuing or renewing a home insurance policy.

It is not an audit.
It is not a fault-finding exercise.

It is about understanding the property as it actually exists, not how it looks on paper.

Photos and documents do not show:

• Ground slope and drainage

• Retaining walls and backfilled soil

• Exposure to wind, water and humidity

• How the home is really used

A home visit does.

Why Home Visits Matter Especially in North Cyprus

In North Cyprus, two houses on the same street can face completely different risks.

Stone houses next to modern villas.
Sea-level homes below hillside properties.
Occupied homes next to houses empty for months.

One standard policy cannot fit all.

A home visit allows us to see:

• Drainage and retaining wall risks

• Pool and terrace exposure

• Wind direction and storm impact

• Coastal humidity and corrosion

This is how insurance becomes realistic.

What Happens When There Is No Home Visit?

Usually one of three problems appears later:

1. Missing cover
   Something is assumed to be insured. It is not.

2. Incorrect valuation
   Underinsurance becomes visible only after a loss.

3. Claim surprises
   The policy exists, but expectations and reality do not match.

In insurance, assumptions are expensive.

What We Look For During a Home Visit

During a home visit, we focus on how the property behaves in real life.

We consider:

• Building age and materials

• Roof, terrace and water drainage

• Earthquake and ground movement exposure

• Storm and wind impact

• Occupancy type (permanent, seasonal, vacant)

The key question is always the same:
what could realistically go wrong here?

Modern Villas Need Home Visits Too

New villas often feel safe because they are new.
In reality, modern homes introduce different risks:

• Large glass surfaces

• Pools and pump rooms

• Retaining walls and landscaped slopes

• Backfilled ground after construction

• Smart home and electrical systems

Without a home visit, these details are easily missed.

Expat-Owned Homes: Even More Reason for a Visit

Many expat-owned homes are:

• Occupied seasonally

• Managed remotely

• Left empty for long periods

This changes the risk profile significantly.
A home visit aligns the policy with real usage, not assumptions.

Expat Services – Direct Human Contact

For expat homeowners, insurance works best when you know exactly who to contact.

At CAN Sigorta, expat services are handled by real people, in real locations, with local responsibility.

Expat Services Headquarters

📞 +90 392 444 0777 – Ext. 2
🕘 Office hours

Contact:
Emete Sayinel
📱 +90 548 852 1691

Headquarters coordination for:

• Expat home insurance

• Home visit scheduling

• Renewals and policy changes

• Claim support coordination

Kyrenia Branch – Expat Relations

Tiffany Roberts
Expat Relations Specialist
📍 Kyrenia Branch

Supports expat clients with:

• Policy setup and renewals

• Ongoing communication

• Properties in Kyrenia, Bellapais and surrounding areas

Esentepe Branch – Senior Expat Specialists

Stuart Lowe
📱 +90 533 866 5237

Tara Lowe
📱 +90 533 842 8997

Senior Expat Specialists supporting:

• Villas and sites in Esentepe

• Eastern Kyrenia region

• International homeowners and site residents

Why This Structure Matters

Expat insurance is not only about coverage.
It is about access, clarity and continuity.

Knowing who is responsible, who understands your property and who answers the phone removes uncertainty long before a claim exists.

At CAN Sigorta, expat services are not hidden behind a call center.
They are present, named and reachable.

The Bottom Line

A home visit does not make insurance more expensive.
It makes it accurate.

For CAN Sigorta, this is not a trend.
It is how insurance has always been done properly.

We do not insure homes we have never tried to understand.

Because insurance must work inside the house, not just on paper.

Request a Home Visit

Before arranging home insurance or renewing an existing policy, request a home visit.

It is the simplest way to avoid unpleasant surprises later.

CAN Sigorta
Protecting North Cyprus since 1958
Insurance that starts by showing up.