The WhatsApp Message That Arrived at 22:47
It is 22:47.
Friday night.
The office is closed.
The city appears calm.
But risk does not disappear at night.
In fact, this is when it usually shows up.
A WhatsApp message arrives:
“Hello, I’ve just bought a car.
Does insurance start immediately?”
This is not a pricing question.
It is a timing question.
And in insurance, timing is everything.
The reply comes without hesitation:
“Good evening.
Yes, it can be issued now.
Could you please send a photo of the registration?”
There is no rush in this message.
And no uncertainty either.
The registration arrives.
Time: 22:49.
The customer adds:
“I need to be on the road tomorrow.”
What this really means is simple:
“I want to sleep peacefully tonight.”
The response is clear:
“No problem.
Your policy will start tonight.
There’s no need to wait until tomorrow.”
No campaigns.
No sales language.
No unnecessary explanations.
Only control.
This exchange is not a one-off moment.
It is a pattern.
Insurance is not something that only happens during business hours.
It is a system that must work the moment risk appears.
And risk most often appears:
-
after office hours
-
on weekends
-
late at night
A WhatsApp message at 22:47 reveals how a company truly operates.
Is it closed?
Does it delay?
Or is it already active?
Some companies write “24/7.”
Others simply reply at 22:47.
That is the difference.