Northern Cyprus Traffic Insurance Renewal Procedure Changed on 17 November 2025

raffic insurance in Northern Cyprus has long been renewed through familiar habits.
Policies were often assumed to continue automatically, with documents collected later or delivered by the insurance office.

As of 17 November 2025, this process has changed.

The renewal procedure for traffic insurance in Northern Cyprus now follows a new, standardized system that applies equally to all insurance companies.

Understanding this change is essential to avoid unintentional gaps in cover.

What Changed on 17 November 2025?

The most important update is clear:

A traffic insurance policy does not enter into force unless payment is completed by credit card.

This represents a shift away from previous practices where:

• policies were assumed active before payment, or

• renewal was treated as automatic, with payment following later

That approach is no longer valid.

How Traffic Insurance Renewals Worked Before

Before 17 November 2025, many drivers were used to a system where:

• traffic insurance renewed automatically,

• the policy document was collected later, or

• the policy was delivered after renewal

As a result, it was common to assume that cover was already active, even if payment had not yet been completed.

What Is No Longer Possible Under the New System

In the past, especially for policyholders living abroad, traffic insurance policies could be issued while you were outside Northern Cyprus and kept waiting at the insurance office until you arrived on the island to collect the policy.

This created the assumption that cover was already in place, even though payment had not yet been completed.

This is no longer possible.

Under the renewal procedure introduced on 17 November 2025, a traffic insurance policy cannot remain pending while awaiting your arrival. Without completed payment, the policy does not enter into force and cannot be held as “issued but unpaid.”

Being abroad no longer postpones activation.

How the New Renewal System Works

Under the current procedure:

• a traffic insurance policy can be prepared,

• but it does not become legally active until payment is completed,

• without payment, the policy is not considered in force

In short, a prepared policy is not the same as an active policy.

Does This Apply to All Insurance Companies?

Yes.

The renewal procedure introduced on 17 November 2025:

• applies across the entire insurance sector,

• is not specific to one company,

• and follows the same rules for all insurers in Northern Cyprus

There are no exceptions.

Why Leaving Renewal to the Last Day Is Now Riskier

With the new system:

• last-minute renewals may face delays,

• payment must be completed before cover begins,

• relying on “automatic renewal” is no longer possible

Because traffic insurance is mandatory, any delay or misunderstanding can directly affect a vehicle’s legal status on the road.

How CAN Sigorta Manages Traffic Insurance Renewals

At CAN Sigorta, traffic insurance renewals are handled:

• in line with the post-17 November 2025 procedure,

• with clear communication on when cover starts,

• under central office oversight

The focus is not only on issuing a policy, but on ensuring that protection actually begins.

WhatsApp Concierge Support for Renewals

As procedures become more structured, access to clear guidance matters more than ever.

📲 CAN Sigorta WhatsApp Concierge: +90 533 869 82 22

Through WhatsApp, you can:

• confirm whether your traffic insurance is active,

• check if payment has been completed correctly,

• understand your renewal status without uncertainty

Key Summary

✔ Policies can be prepared
✖ Policies are not active without payment

As of 17 November 2025, traffic insurance renewal in Northern Cyprus requires completed payment before cover begins.

Policies can no longer wait for your arrival.
Payment must be completed before cover starts.